Insights
Life annuities as a solution
Life annuities as a solution A few factors to consider before making a decision By Andró Griessel 19 Oct 2019 I recently
How not to make money
How not to make money Investors repeatedly shoot themselves in the foot By Andró Griessel 21 Sep 2019 In May 2014 I
History says little about future
History says little about future Buy & hold (in a balanced portfolio) remains your best bet By Andró Griessel 28 October 2019
Decision-making is not for the faint-hearted
Decision-making is not for the faint-hearted 03 August 2019 If I assume that basic opportunities (like education, family circumstances, access to health
Even with a crystal ball in hand…
Even with a crystal ball in hand… 07 July 2019 Imagine it’s Tuesday morning, 1 December 2015. While your first cup of
Where will their help come from?
Where will their help come from? “Have you never heard of the cradle-to-grave approach to client service?” a cheeky millennial asked me
Dollar cash the best place in 2018 but …
Dollar cash the best place in 2018 but … Let’s be honest…most investors are more than a little worked up after the
Currency weakness: Is there lessons to learn from the past?
Currency weakness: Is there lessons to learn from the past? At the time of writing this article the Rand is trading at
Inheritance: Here’s a plan
Inheritance: Here’s a plan In the first article that I wrote on inheritance by means of a comprehensive life policy (Click here
Think twice about the inheritance you leave behind
Think twice about the inheritance you leave behind We frequently come across a situation where clients try to sort out their children’s
Is Ramaphosa = Good times ahead?
Is Ramaphosa = Good times ahead? Mr. GJ van der Merwe from Ceres always used to say, “a fish rots from the
Is this 2018 or 2008?
Is this 2018 or 2008? If you are an aggressive investor in growth assets, you’ll be excused if you open your March
Investments: So how much interest do you offer?
Investments: So how much interest do you offer? By Cassie Carstens Although this question is not phrased in a sensible way, it
Is it a good time to buy Steinhoff?
Is it a good time to buy Steinhoff? “How does this Steinhoff debacle affect me? Should I invest in Steinhoff now?” These
How can I trust it?
How can I trust it? In marketing lectures in university there was a lot of talk around strategy, advertising and the making
Pedal through the tough times
Pedal through the tough times A friend of mine talked me into entering a 40km mountain bike event the other day in
Put everything on red!
Put everything on red! There is a loud cheer (or is it a groan) at one of the roulette tables in the
Should I sell my Naspers shares?
Should I sell my Naspers shares? The above question about Naspers or similar questions about big positions in single shares is one
Sex, Bitcoin and Kubus
Sex, Bitcoin and Kubus The year is 1984 and the smell of rotten milk hangs over our back porch. No, my mother
I want it all in cash!
I want it all in cash! You would be excused if you read the heading of this article and immediately thought that
What is the recipe for success?
What is the recipe for success? A young colleague asked me the other day: “What makes the difference between those who achieve
Bubbles: The price you pay matters
Bubbles: The price you pay matters In a newsletter to clients on 6 December 2005 I wrote the following: “I am starting
Verlede sê min oor toekoms
Verlede sê min oor toekoms Koop en hou (in ’n gebalanseerde portefeulje) bly die beste Geskryf deur Andró Griessel 28 Oktober 2019
Besluite is nie vir sissies
Besluite is nie vir sissies 03 Augustus 2019 Op ’n gelyke speelveld – as ons veronderstel dat mense se basiese geleenthede (soos
As die kristalbal nie help…
AS DIE kristalbal NIE HELP… Dan weet jy: Politiek het min te doen met beleggingsopbrengs 07 July 2019 Verbeel jou dis
Waar sal hul hulp vandaan kom?
Waar sal hul hulp vandaan kom? “Het jy nog nooit gehoor van die wiegie- tot- graf benadering tot kliënte diens nie” vra
Dollar kontant dalk die beste in 2018, maar …
Dollar kontant dalk die beste in 2018, maar … Laat ons nou maar eerlik met mekaar wees, meeste beleggers is bietjie vuisvoos
Rand swakte: Is daar lesse te leer uit die verlede?
<div style=”text-align: justify;” Rand swakte: Is daar lesse te leer uit die verlede? Met die skryf hiervan verhandel die Rand teen ongeveer
Vererwing: Hier is ’n plan
Vererwing: Hier is ’n plan In die eerste artikel oor vererwing deur middel van ’n groot lewenspolis (Kliek hier om meer te
Dink mooi oor vererwing
Dink mooi oor vererwing Ons kom gereeld die “plan” teë waar daar deur middel van versekering probeer word om sekere kinders se
Is Cyril = Goeie tye vir jou sak?
Is Cyril = Goeie tye vir jou sak? Oom GJ van der Merwe van Ceres het altyd gesê “ ’n vis vrot
Is hierdie 2018 of 2008?
Is hierdie 2018 of 2008? As jy ‘n “aggressiewe” belegger in groeibates is sal jy verskoon word as jy jou Maart kwartaalstaat
Beleggings: Vra die regte vraag oor jou opbrengs
Beleggings: Vra die regte vraag oor jou opbrengs Deur Cassie Carstens “Nou hoeveel rente gee julle?” Hoewel dit nie ’n sinvolle vraag
Is Steinhoff nou ‘n koop?
“Hoe raak die Steinhoff debakel my” en “moet ek nie nou Steinhoff aandele koop nie?”. Hierdie is by verre die 2 mees
Maar hoe glo ek dit werklik?
Maar hoe glo ek dit werklik? In die bemarkingsklas op universiteit is daar baie gepraat oor strategie, reklame en die opstel van
Wat bergfiets-ry jou oor beleggings kan leer
Wat bergfiets-ry jou oor beleggings kan leer Daar laat ek my mos die ander dag ompraat om in te skryf vir ’n
Buitelandse beleggings: ‘Sit als op rooi!’
Buitelandse beleggings: ‘Sit als op rooi!’ Daar is ’n luide gejuig (of is dit ’n gekreun) by een van die roulette-tafels in
Ster-aandele: Klou jy vas of laat jy gaan?
Ster-aandele: Klou jy vas of laat jy gaan? Moet ek my Naspers-aandele verkoop? Dié vraag en soortgelyke vrae oor ander groot posisies
Seks, Bitcoin en Kubusse
Seks, Bitcoin en Kubusse Die jaar is 1984 en die reuk van vrot melk hang oor ons agterstoep. My ma het nie
Ek soek alles in kontant!
Ek soek alles in kontant! Jy sal verskoon word as jy die opskrif lees en dink hierdie artikel gaan oor ’n Gupta-transaksie
Wat is die resep vir sukses?
Wat is die resep vir sukses? ’n Jong kollega vra my die ander dag: Wat is die verskil tussen mense wat suksesvol
Knysna-brande: Wat as so iets met jou gebeur?
Knysna-brande: Wat as so iets met jou gebeur? Ek hoor die naweek twee ouens in die gimnasium praat oor die Knysna-brande en
Jy wil tog nie vir ewig ’n finansiële haaslip hê nie?
Jy wil tog nie vir ewig ’n finansiële haaslip hê nie? Die operasie om ’n tweejarige se gesplete lip te herstel, duur
Bly kalm, al lyk dit of Skip SA sink
Bly kalm, al lyk dit of Skip SA sink Enigiemand wat onlangs die dramatiese transitorooftog in Johannesburg gade geslaan het en verlede