Beware of “Magic Wand” Solutions
ESTATE & TAX PLANNING By Samuel Rossouw 6 September 2025 Imagine a magic wand that could ease your worries about capital gains and estate duties, unlock liquidity in your estate, and still deliver solid investment returns. In this context, liquidity refers to investment products that can be quickly converted into cash. If you browse the […]
Fees on Investments
DO THEY ADD VALUE OR ARE THEY A WASTE? By Elmie de Jager Nothing worthwhile comes free. Still, it’s frustrating to waste hard-earned money on something that adds little or no value. Sometimes, an expensive option is worth every cent, and sometimes “cheap” turns out to be costly. In this article, I want to shed […]
Investing Is a Marathon, Not a Sprint
15 Timeless Lessons for Long-Term Success By Andró Griessel I didn’t grow up in a household where money was discussed—probably because there wasn’t much to discuss. My parents did their best with what they had, and my Sanlam study policy got me through the first six months of university. After that, a student loan from […]
Retirement: A Salute to the Committed
By Deidré Valentine 26 April 2025 When it comes to South Africa, people often focus only on the negative aspects, overlooking our beautiful landscapes, great sense of humour, delicious food, and good-hearted people. In much the same way, retirement planning is often discussed only in terms of the “doom and gloom” side, rather than exploring […]
Follow your ‘roadmap’ to success
By Cassie Carstens 1 March, 2025 There’s something special about an old-fashioned roadmap. Those fold-out AA Karoo maps carried a sense of trust, a reliability that has since faded into nostalgia. As a child, it was my job on long family road trips to study the map and shout directions from the backseat. I never […]
Monitor your instrument panel
Hoping for the best is not an investment strategy By Elmie de Jager 1/7/2023 It is unlikely that any pilot will undertake long and demanding flights without going through a meticulous process. Before embarking on their journey, pilots determine the distance to be covered, ascertain the necessary fuel quantity, assess the prevailing weather conditions, and […]
Hou die instrumentpaneel dop
“Hoop vir die beste” is nie ’n beleggingstrategie nie Deur Elmie de Jager 1/7/2023 Geen vlieënier (in elk geval geen lewende een nie) het al ooit ’n lang en moeilike vlug aangepak deur net in te klim sonder enige plan nie. Hy stel eers vas hoe ver hy moet vlieg, hoeveel brandstof hy benodig, hoe […]
Werklikheid vs. Teorie
Die pad na die eindbestemming van belegging is nie gelyk Deur Andró Griessel 3/12/2022 Het jy al die ervaring gehad dat jy by ’n finansiële adviseur aanklop vir hulp met jou beleggings en wanneer daar oor verwagte opbrengste gesels word, verwys die adviseur na ’n langtermyninflasieverwante opbrengs, tipies inflasie + 5% of iets dergeliks? Soms […]
Reality vs. Theory
The path to an investment’s end destination is not level By Andró Griessel 3/12/2022 Have you ever had the experience of consulting your financial advisor for help with your investments and when talking about expected returns, the advisor refers to a long-term inflation-related return, typically inflation + 5% or something similar? Sometimes a simplified 10% […]
Aankoopprys bepaal sukses
Tyd in die mark beter as tydsberekening – feit of mite? Deur Andró Griessel 3/9/2022 Jy het dalk al dikwels die opmerking gehoor: “Dit is tyd in die mark wat tel, nie tydsberekening van die mark nie.” Ek het self hierdie woorde al baie geuiter en daar skuil ’n mate van waarheid en natuurlik ’n […]