Beware of “Magic Wand” Solutions
ESTATE & TAX PLANNING By Samuel Rossouw 6 September 2025 Imagine a magic wand that could ease your worries about capital gains and estate duties, unlock liquidity in your estate, and still deliver solid investment returns. In this context, liquidity refers to investment products that can be quickly converted into cash. If you browse the […]
Fees on Investments
DO THEY ADD VALUE OR ARE THEY A WASTE? By Elmie de Jager Nothing worthwhile comes free. Still, it’s frustrating to waste hard-earned money on something that adds little or no value. Sometimes, an expensive option is worth every cent, and sometimes “cheap” turns out to be costly. In this article, I want to shed […]
Investing Is a Marathon, Not a Sprint
15 Timeless Lessons for Long-Term Success By Andró Griessel I didn’t grow up in a household where money was discussed—probably because there wasn’t much to discuss. My parents did their best with what they had, and my Sanlam study policy got me through the first six months of university. After that, a student loan from […]
Keep the end goal in sight
BEWARE OF LOAN ACCOUNTS IN TRUSTS By Andró Griessel 7 June 2025 Trusts have been used for decades as an effective way to manage multi-generational family wealth into the future, but also to protect assets from creditors, including, I dare say, especially the South African Revenue Service (SARS). There has been much discussion around the […]
Retirement: A Salute to the Committed
By Deidré Valentine 26 April 2025 When it comes to South Africa, people often focus only on the negative aspects, overlooking our beautiful landscapes, great sense of humour, delicious food, and good-hearted people. In much the same way, retirement planning is often discussed only in terms of the “doom and gloom” side, rather than exploring […]
Emerging markets lead the pack
By Andró Griessel 29 March, 2025 It’s just before 3:00 PM on 11 September 2001, and I’m going about my usual day on the third floor of a former employer, Investec Asset Management (now NinetyOne). Suddenly, someone exclaims in disbelief: “A small plane has just crashed into the World Trade Center.” Immediately, everyone scrambles to […]
Follow your ‘roadmap’ to success
By Cassie Carstens 1 March, 2025 There’s something special about an old-fashioned roadmap. Those fold-out AA Karoo maps carried a sense of trust, a reliability that has since faded into nostalgia. As a child, it was my job on long family road trips to study the map and shout directions from the backseat. I never […]
Insurers penalise you, but…
By Andró Griessel 1 February, 2025 Every five years or so, I get the urge to rant and rave about what I see as the murky underworld of contractual savings products. The companies offering these products seem untouchable, continuing to siphon millions of rands from unsuspecting savers every month. These products serve the interests of […]
Create wealth in 2025 with these three timeless principles
By Samuel Rossouw January 4, 2025 2025 has arrived, bringing with it a sense of optimism about our financial prospects. South Africa remains stable following the 2024 elections despite the ANC’s support dipping below 50% for the first time. The stock market has grown by 6.4% over the past 12 months, and the bond market […]
Where do you stand when the bull run is over?
By Andró Griessel 7 December 2024 In case you haven’t heard, last month a banana (the simple yellow kind that monkeys love) was taped to a whiteboard and sold for $5.2 million (not $6.2 million as some online sources claim) at a Sotheby’s auction. At the current exchange rate, that’s around R95 million. The banana […]